Latest News

Changes to the NHS (Scotland) Pension Scheme from April 2015

Tuesday, 06 August 2013 12:04

nhs scheme 2015As you may be aware, new pension arrangements are to be introduced for public sector pension schemes from April 2015.

The main features of the new NHS Pension Scheme design in Scotland from 2015 have been set out within the Framework Document.

A number of frequently asked questions (FAQ's) have also been produced to aid understanding of these changes and are available below. 

At present only limited information is known about the exact details of the new NHS pension scheme arrangements. As the new rules are developed these will be discussed and agreed in partnership between NHS Trade Unions, NHS Employers, Scottish Government & SPPA representatives via the Scottish NHS Pensions Group (SPG).

More information / FAQs will be added to these webpages in due course.

Please do not attempt to contact SPPA currently as we are unable to provide any further clarification at this time to what has already been published above.


Pension Liberation Fraud – Information for members

Tuesday, 07 May 2013 10:24


pension_liberationThe Pensions Regulator has released a warning to pension scheme members to raise awareness of pension liberation fraud.  Scheme members are being encouraged to transfer to a bogus pension "liberation" scheme however, you could be subject to a very large tax penalty of more than half of your pension savings.  Companies claim they can help you access your pension fund before the minimum pension age of 55 and without tax consequences. This applies  to overseas schemes as well as in the UK.

You may be able to access your pension fund before your minimum pension age if you have a terminal illness.  However, for the majority of member's, promises of early cash are likely to result in serious tax consequences.  If you are a member of the NHS Superannuation Scheme (Scotland), Scottish Teachers' Superannuation Scheme, Local Government Pension Scheme, Firefighters' Pension Scheme or Police Pension Scheme and you agree to send your transfer values to arrangements like this, you are risking serious tax charges.

The leaflets attached contain details about warning signs and guidance on what to do if you are approached by someone offering cash back from your pension.  Be wary, if it sounds too good to be true it probably is. 

More information and leaflets can be found on the Pension Regulator website


Cypriot Banking Crisis – resumption of payments to the majority of affected bank accounts

Tuesday, 02 April 2013 13:38


Following dialogue with the UK Government, the Scottish Government has requested that scheme administrators resume payments to Cypriot bank accounts with immediate effect. For the avoidance of doubt this includes Bank of Cyprus and Laiki / Cyprus Popular accounts in Cyprus.

The only exception is the Romanian branch of Bank of Cyprus which the Scottish Government understands will be closed until at least 8th April. Advice is that payments to this bank should remain on hold until further notice.

The Scottish and UK Governments are continuing to monitor this situation and we will keep you informed of any further changes.

Previous Update


Pension Increase 2013

Thursday, 14 March 2013 13:07

pound coinThe Chief Secretary to the Treasury has confirmed that public service pensions will be increased by 2.2 per cent from 8th April 2013 in line with the September-to-September increase in CPI (Consumer Price Index).

Any pension which has been in payment for less than a year will be increased by a proportionate amount depending upon the number of months it has been in payment.


Pension Liberation Fraud

Thursday, 14 February 2013 10:26

pension_liberationThe Pensions Regulator is working with pension administrators, employers and independent financial advisers to raise awareness of pension liberation fraud.

A number of SPPA customers have been contacted by companies who have been targeting savers with claims that they can help them take their pension cash early. In November 2012 the SPPA alerted customers of a pensions scam and have passed the details we have received on to the Pensions Regulator.

Read more: Pension Liberation Fraud


Consultation on Draft Regulations for Employee Contribution Increases from April 2013

Last Updated on Thursday, 21 February 2013 08:12 Thursday, 20 December 2012 13:00

consultationsA consultation on draft regulations to introduce proposed increases in employee contributions to public sector pension schemes in Scotland from April 2013 has now concluded.

In a statement to Parliament on 28th November 2012, the Cabinet Secretary for Finance, Employment and Sustainable Growth, John Swinney, announced the Scottish Government’s decision to implement the second annual increment of UK Government proposed employee contribution increases for the Teachers’, NHS, Police and Firefighters’ schemes in Scotland. The full text of that statement can be viewed in the Official Report for that day and via the Scottish Parliament website.

Read more: Consultation on Draft Regulations for Employee Contribution Increases from April 2013


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Link to Scottish Government Website