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I am thinking of going back to work

Re-employment in the NHS after Retirement

If you commence re-employment in the NHS after retirement, you must notify the SPPA if you are under Normal Pension Age (60 for 95 Section members and 65 for 2008 Section members) or are over Normal Pension Age and not had a break in service.

Two factsheets have recently been produced regarding returning to work and can accessed via these links.

Returning to Work

Returning to Work after retiring with Upper Tier Ill Health benefits

How would my pension be affected?

Members of the 1995 Section:

Under Normal Pension Age: If you are under normal pension age your pension may be affected.

If you have claimed your pension early and it has been reduced to pay for early retirement i.e. Voluntary Early Retirement with Actuarial Reduction, then your pension will not be affected if you return to work in the NHS provided you have had a month's break or a 24 hour break and not worked more than 16 hour per week for the 1st calendar month.

Your pension will also not be affected if you are in receipt of benefits under the "new style" redundancy arrangements.

Over Normal Pension Age: Provided you have had a month's break or a 24 hour break and not worked more than 16 hour per week for the 1st calendar month, your pension will be unaffected. If you have not satisfied the above criteria, your pension will be suspended.

Your pension will also remain unaffected if your re-employment is out with the NHS.

Members of the 2008 Section:                     

Under Normal Pension Age: If you are under normal pension age your pension may be affected.

Over Normal Pension Age: If you are in receipt of all your pension benefits, you can commence re-employment the next day and your pension will be unaffected. 

 

Can I rejoin the scheme?

Members of the 1995 Section:

If you retired on or before 31st March 2008, you can only re-join the scheme if you retired due to ill-health and return to work in the NHS before age 50.

If you retired on or after 1st April 2008 and before 1st October 2009, and are not eligible to re-join the 1995 section, you may be eligible to join the 2008 section if you become re-employed in the NHS however this depends on:

    • the type of retirement;
    • if you have had a break of at least two years in pensionable employment between claiming pension benefits from 1995 section and re-joining the 2008 section;
    • if you retired on ill-health or redundancy you may have to wait longer than two years;
    • you have not exceeded the maximum service or age limits when you retired.

Members of the 2008 Section:

If you retired after the new pension arrangements were introduced and were not given an option to choose to move to the new 2008 section (i.e. you retired during the period 1st April 2008 to 30th September 2009) then you may be eligible to accrue further service in the 2008 section of the scheme on returning to NHS employment. 

Depending on the type of pension you are in receipt of there is a waiting period of at least two years from the date of your retirement to being able to join 2008 section of the scheme.

The types of retirement where there is a two year waiting period are:

    • A normal (age) retirement pension,
    • An actuarially reduced early retirement pension,
    • A new style redundancy pension, or
    • A lower tier new style ill-health pension.

If you are  receiving an old style ill-health pension or an old style redundancy pension  both of which include extra service (known as enhancements),  the "waiting period" will start at your retirement date and continue for the longest of the following two periods:

    • Two years, or
    • The calendar length of the extra service included in the pension.

If you are receiving an Upper Tier new style Ill-Health pension the "waiting period" will continue until the end of whichever of the following periods finishes last:

    • Two years following the date of retirement, or
    • One year following the date the further NHS employment begins (on this date the upper tier pension will revert to a lower tier pension).

If after the relevant waiting period  you wish to join the 2008 Section and accrue further service you should contact your employer.  Please note that this option is only applicable if you retired during the period 1st April 2008 to 30th September 2009.

If you are in receipt of an Upper Tier Ill-Health Pension, please notify the agency if you commence any type of re-employment after retirement. 

Failure to notify us of any change in circumstances, which leads to your pension being paid when entitlement has ceased, will be recoverable by SPPA.

For further information regarding Re-employment please write to us at:

Payroll Department
Scottish Public Pensions Agency
7 Tweedside Park
Tweedbank
Galashiels
TD1 3TE
 

Link to Scottish Government Website