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New Firefighters Pension Scheme (NFPS)

Retained and Volunteer Firefighters, recruited before 6th April 2006 are not members of the FPS; they do not pay membership contributions nor have access to the full range of personal and death benefits which the Scheme offers to whole-time firefighters.  However, they are covered by certain provisions of the Scheme if they become permanently disabled or die as the result of an injury received in the course of firefighting duties. 

All retained and volunteer firefighters recruited on or after 6th April 2006 automatically have the right to membership of the NFPS (unless they opt otherwise). 

Retained or volunteer firefighters recruited before 6th April 2006 have the opportunity of joining the NFPS.

Membership

All retained and volunteer firefighters recruited on or after 6th April 2006 automatically have the right to membership of the NFPS unless they opt otherwise.  Also those retained or volunteer firefighters recruited before 6th April 2006 have the opportunity of joining the NFPS.
 

Contributions

pound coinContributions are the amounts paid into the pension scheme to secure future benefits.

By using the menu on the left you will find out more about contribution rates including what happens during maternity, paternity or adoption leave.

Benefits

nest eggTo be eligible for any benefits, you must have at least three months qualifying service in the NFPS.  If you have less, you would still be eligible if you have had a transfer of personal pension scheme rights into the NFPS, or have reached State Pension Age.

For more information about your pension benefits, please use the menu on the left.

 

Transfers

arrowsThe New Fire Pension Scheme (NFPS) closed to new members on 6 April 2015.

Transfers into this scheme are only possible for members who have transfers which are classed as non club occupational schemes. These are pensions which have been provided by former employers as an occupational pension scheme. 

Non occupational pension scheme transfers such as private personal pensions were restricted to application requests having to be submitted within 12 months of joining the scheme and are now not allowed.

Firefighters who join the Scottish Fire and Rescue Service can apply to transfer FPS service from another authority in England, Wales or Northern Ireland. This is subject to time limits, and a transfer of these benefits can only proceed when: 

  • you have completed a transfer application form providing SPPA with full details of your previous pension provider
  • a transfer value from your previous pension provider has been obtained by SPPA
  • you have been notified by us of the membership that will buy you in the NFPS
  • you have made a written election within twelve months of joining the NFPS 2015 to proceed with the transfer
  • the transfer payment has been received before you reach normal pension age (within NFPS)

Please contact SPPA on (01896) 893 000 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it to request an application form. 

Please be aware SPPA cannot provide financial advice to you regarding whether or not to transfer your pension. If you require assistance please contact an independent financial advisor. 

 

My personal circumstances have changed, how does this affect my pension?

Divorce or Dissolution of Civil Partnership

In the event of divorce, nullity, judicial separation or dissolution of civil partnership, a court may order a pension scheme to pay all or part of a member's benefits to his/her former spouse or civil partner.  This could be in accordance with an "earmarking" order or a "pension sharing" order.

An earmarking order could apply to all or part of your retirement pension, potential lump sum or possibly your death grant.  If you have already retired, the order may require immediate payment of pension to your former spouse or civil partner.  If you are an active or deferred member the order would not have effect until the benefits become payable.  A pension sharing order would have immediate effect.  The court would instruct that a percentage of the value of your benefits should be deducted to provide "pension credit rights" for your former spouse or civil partner.  The pension credit rights would remain in the NFPS until he/she is eligible to draw them (at age 65).  The pension credit can be commuted to provide a lump sum.  It cannot be transferred to another pension arrangement.

 

 

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