If you have deferred benefits, your pension is calculated in the same way as a normal retirement pension, and is based on your pay and service details at the time you left the scheme. Deferred benefits are normally paid when you reach your Normal Pension Age, which is 60 or 65 depending on which section of the scheme you are in. The deferred benefits are index-linked, meaning a Pensions Increase factor is used to take into account the rise in the cost of living from the date you left the scheme.

Link to Scottish Government Website